Many people who are injured and need long-term disability (LTD) insurance benefits find that there are a few income-generating activities they can still do. If you are such a person, then you should know that working may affect your right to collect LTD benefits. Here are three factors that may determine whether you can work and continue collecting your benefits:
The Type of Policy You Have
There are two main types of policies that cater for long term disability insurance benefits.
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When you're injured at work and can no longer work because of it, workers' compensation is there to help. Yet, the process of applying can often be an arduous task, depending on whether or not your employer decides to work with you. In these sensitive cases, hiring an attorney might be your best bet to safeguard your future. Here are some reasons to hire a lawyer when making a workers' compensation claim.
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Being injured in a car accident through no fault of your own could lead to many stressful and confusing days, and you may be worried that your life will never return to normal. It's only natural to be concerned about the personal injury claims process; many people never imagine that they would need to consider filing suit for a car accident or for a retail store's negligence. The surprising fact is that most personal injury cases progress in a similar fashion, mostly following the same 6 steps shown below.
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Getting into a car accident can be both scary and damaging, depending on the severity of the incident. In fact, each year, such accidents create a whopping $1 trillion in damages and life loss. Because of this, you will need to put your best foot forward and be sure that you are making wise decisions from a personal, financial and legal standpoint. The way that you tend to your injuries, vehicle damage and legal matters will set the course for how the rest of the situation plays out.
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Whenever you are involved in an auto accident, one of the first things that you need to do is hire an attorney. One of the most important things that an auto accident attorney can do for you is to help you deal with any medical expenses that have shown up due to accident. An attorney can help you ensure that your emergency care and long-term care are paid for, while also helping you with any settlement offers.
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