No-fault auto insurance is a type of policy that pays your and your passenger's medical expenses and lost work income regardless of who was responsible for the car accident. While not all states are "no-fault" insurance states, those that are mandate that all drivers secure no-fault insurance policies.

If you have an auto accident and have a no-fault insurance policy, you can file an accident claim with your own insurance company to try and recover damages. Because no-fault insurance policies and claims can be confusing and complex, retaining a no-fault insurance attorney may be in your best interests. Here are some things to consider when hiring a no-fault insurance attorney.

When To Hire A No-Fault Insurance Attorney

If your claim has been denied despite having a no-fault insurance policy or if you believe you have not gotten the compensation you feel you deserve, it may be time to hire a no-fault insurance lawyer. In addition, if the auto accident in which you were involved caused a fatality or a permanent disability to one of your passengers or the other driver, hiring an attorney may also be prudent because there may be other legalities involved in your case. 

Roles Of A No-Fault Insurance Attorney

After hiring a no-fault insurance attorney, they will be able to assist you when filing your accident claim. They will also help you navigate the sometimes confusing wording in insurance policies. In addition, your lawyer will negotiate with your insurance company to make sure that you are getting the monetary compensation you deserve for damages, lost income, and medical expenses.

If you have sustained pain and suffering as a result of your injuries or as a result of witnessing a traumatic accident, your no-fault insurance attorney may be able to recover damages for you associated with both physical and emotional pain and suffering. Other roles of the no-fault insurance lawyer are to make sure that you understand your rights and to help you secure all of the necessary documents such as witness account statements, police reports, ambulance reports, and medical records to help back up your claim. In addition, your attorney will also represent you in court in front of a judge if your case escalates that far. 

If you need help navigating a no-fault insurance claim after your auto accident, consult a no-fault insurance attorney. Doing so can help ease your burden and protect your rights so that you can get fairly compensated for your injuries, lost wages, and pain and suffering.