If you were involved in a car accident, it would be essential to maintain communication with your insurance company. The decisions you make after the accident will determine whether you get a quick settlement or not. However, it would help if you considered contacting a competent lawyer immediately after the accident because they can help you avoid most pitfalls that complicate auto accident claims and settlement processes. Here are a few other tips on things to do for a smooth claims process.

Review the Terms and Conditions of Your Insurance

You should start the claims process by reading and understanding your insurance policy. Most people forget what they signed up for until an accident happens. When reading your policy document, put some emphasis on the coverage and exclusion part of the document. These two sections will help you determine whether your insurer covers your current situation or not. You should only call the insurer or agent when you clearly understand the terms and conditions. It would be best if you also considered the possibility that the insurer could cover your injuries and damages under another policy that you have. 

Gather the Needed Evidence

You should also take time and gather evidence to support your claim. Take photos of the damage to your vehicle after the accident, the accident scene, and injuries. If someone saw the accident happen, have them give their account of the circumstances leading to it. Also, be honest and forthcoming with your attorney. The ideal accident case scenario is when you have no liability in the accident. However, it is crucial to speak with your lawyer and figure out the implications if you were at fault. Note that failure to be honest about the accident can lead to coverage denial. 

Be Careful with Information

Be very careful with the information you share after an accident. First, don't issue any statement to the insurer until you understand your coverage. Second, do not allow the insurer to record your opinions about the accident. Avoid accepting and signing releases and waivers unless you have appropriate legal advice. Also, turn down any check that says final payment until you are sure you are ready to receive the last compensation. Also, always remember that the contract between you and the insurer is a legal and enforceable document.

Having an auto accident lawyer helps you follow the claims process without falling into pitfalls. They will help you enforce the contract between you and the insurer by getting you a settlement to cover your injuries and damages.

For more information, contact an auto accident attorney near you